The Money Roadmap

Most Australians make their biggest financial decisions with almost no education behind them - a first bank account, a first car, a first home - and learn the rules the expensive way, after the mistake, not before it.The Money Roadmap closes that gap.Written by a mortgage broker with more than three decades in Australian banking and finance, this is a plain-English guide to the thirteen money decisions every young Australian eventually faces: bank accounts, budgeting, credit cards, term deposits, buying a first car, how interest rates work, saving a home deposit, superannuation, HELP debt, home loans, qualifying for finance, rentvesting, and insurance.Structured as thirteen stages on one continuous road rather than a pile of disconnected topics, each chapter includes clear learning goals, real Australian case studies, worked examples with actual numbers, and review questions to test what's just been covered. A full workbook, glossary, and state-by-state first home buyer appendix round out the back of the book.Written for teenagers starting their first job. Just as useful for the parents helping them get there.

Most Australians make their biggest financial decisions with almost no education behind them - a first bank account, a first car, a first home - and learn the rules the expensive way, after the mistake, not before it.The Money Roadmap closes that gap.Written by a mortgage broker with more than three decades in Australian banking and finance, this is a plain-English guide to the thirteen money decisions every young Australian eventually faces: bank accounts, budgeting, credit cards, term deposits, buying a first car, how interest rates work, saving a home deposit, superannuation, HELP debt, home loans, qualifying for finance, rentvesting, and insurance.Structured as thirteen stages on one continuous road rather than a pile of disconnected topics, each chapter includes clear learning goals, real Australian case studies, worked examples with actual numbers, and review questions to test what's just been covered. A full workbook, glossary, and state-by-state first home buyer appendix round out the back of the book.Written for teenagers starting their first job. Just as useful for the parents helping them get there.